Throughout our history of providing legal services, Del Toro & Santana has been involved in many areas of the insurance industry and insurance companies are a core segment of its client roster.

The Firm, listed in A.M. Best's Directory of Client-Recommended Insurance Attorneys, represents and has broad experience involving specialty lines such as Title Insurance, Health Insurance, Casualty as well as Surety claims.


Title Insurance


In resolving title insurance issues and claims, our practice often takes us to engage in real estate litigation as well as advising clients on such issues as fraud, priority of interests, disputes regarding ownership, boundary lines, access, dower and other title matters. We also have additional expertise in the areas of construction disputes and litigation as well as bankruptcy litigation related to title insurance matters.

The firm's practice also extends to title insurance coverage. Our firm is the only firm in Puerto Rico to have among its staff a former director of the Puerto Rico legal office of a national title insurance company, thus benefiting from a solid experience in coverage and title matters.

Construction Surety Bonds


Del Toro & Santana has a solid background in Surety law. We bring an intense focus to our work, which some large-firm attorneys may lack. The breadth of our practice allows us to handle our clients’ matters in whatever shape they take and whatever practice areas are involved, including banking, bankruptcy, workouts, construction, employment, secured transactions, environmental matters, securities, tax, workers’ compensation, commercial litigation, collections, professional liability and virtually any other practice area that might be involved in a Surety matter. 


Because of our experience as construction lawyers, we are able to provide the unique merging of disciplines of insurance/surety law with construction law in order to properly and adequately defend surety bond claims.




Del Toro & Santana is a results-oriented law firm.
Our lawyers are highly experienced in their areas of practice and are very effective in achieving the desired goals for our clients no matter how complex or difficult the case may seem. We focus our efforts in areas where we can be most effective in advising our clients. Furthermore, we evaluate all our cases based on risk analysis to give our clients the most cost-effective way to attain a favorable ruling or settlement.

Our strong and diverse team of lawyers is top caliber.
We take pride in the individuals that make up Del Toro & Santana and we know that our multi-faceted team of lawyers and paralegals will be an asset to our clients, not only in the courtroom, but in many areas of their business. Del Toro & Santana is also committed to our community and we are constantly doing our part in enhancing the quality of life of our communities through our work as well as through our involvement with our clients.